As a fraternal beneficiary society, Gleaner Life Insurance Society’s mission is to offer financial protection, fraternal benefits, and volunteer opportunities to our members. As a friend of the family, we recognize the importance of preserving your loved one’s future with reliable service and responsible investments.

We are proud of our investment and mortgage portfolios. Their high-yield, low-risk nature has contributed to our consistently healthy, steady growth for more than 100 years. The soundness of our investments has helped us earn an "A (Excellent)" rating assigned by A.M. Best Company, a designation we've received since 1993.

Our investment portfolio is composed of bonds and well-secured real estate mortgages. We purchase only investment grade bonds that are rated by Moody’s and Standard & Poor’s, the two major rating bureaus. In addition, our bond purchases are rated category 1 or 2 by the National Association of Insurance Commissioners. To maintain a well-balanced, diversified portfolio, we seek investments in many companies over a wide range of economic sectors.

Our mortgage portfolio consists of first liens on residential and commercial properties. We require a large down payment on our mortgage loans to help keep our investment portfolio more secure. We've diversified our purchases by acquiring conventional and government-insured mortgages with locations in twelve states.

Gleaner is financially secure and strong.

• As of December 31, 2007, our bond and mortgage portfolios total $1,035,777,496 and $41,671,573, respectively.
• We also have zero debt.
• Our Solvency Ratio (Assets over Liabilities) is $108.81 as of December 31, 2007. Standard’s Analytical Service reports that the average Solvency Ratio of the 25 largest insurance companies is $105.46, according to their Independent Comparative Report for 2008.