Insurance riders are valuable options that can be added to your life insurance plan for an additional premium. Gleaner offers several insurance riders that can provide you and your family with additional benefits:

This option provides term life insurance coverage for each of your children under the age of 25. All of your children are protected regardless of the number of children in your family.

You may purchase decreasing term insurance on either yourself or your spouse. Often used for mortgage protection purposes, this rider terminates at age 70.

You may periodically increase your insurance coverage regardless of your health condition. The death benefit can be increased within specified limits every three years beginning at ages 25 through 40.

As a certificate holder, you may purchase additional term life insurance coverage for your spouse or for your children.

Should you become disabled, your life insurance protection will continue with no premiums due during the period of your disability.

The Accidental Death Benefit provides additional funds to your beneficiary should your death result from an accident.