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    You may think that if you’re single, you don’t need life insurance. But do you have aging parents who may need to rely on you someday for financial support? How about major co-signed debt? Have you thought about setting something aside for your own future?

    Learn more about how you can protect your loved ones with life insurance and fixed annuities.

    Married life brings with it a world of joy. It also brings a world of challenges and responsibilities. Whether you're just starting out or you're approaching a major milestone in your marriage, chances are, you have something worth protecting.

    Learn more about protecting your spouse with life insurance and planning for the future with fixed annuities.

    Your family relies on all of your contributions, whether financial or emotional. You may be a breadwinner, but bread isn't the only thing you bring to the table. If the worst should happen, life insurance can help you protect your family even after you're gone.

    Learn more about safeguarding your family's dreams with life insurance.

    You've spent a lifetime building your family alongside your dreams. Now, let us help you embark on another set of dreams. In addition to protecting your loved ones now, life insurance and fixed annuities can also guarantee an estate for your heirs.

    As they say, the best is yet to come. Learn more about protecting whatever comes next in your life.

    Your business is your legacy. You've built it, nurtured it and poured your life into it. Life insurance can help keep your business going if you're gone, providing coverage for buy-sell agreements and in some cases build a cash value that you can borrow against if things get tough.

    Learn how you can protect your great American dream with life insurance.

    If you aren't sure about the amount of life insurance coverage you need, use the life insurance calculator to help get you started.

    This calculator will give you an idea of how much coverage you will want to look into getting to help meet your financial security goals.

  • Products
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    • Term Life Insurance
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    • Flexible Premium Annuities
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    • Single Premium Deferred Annuities
    • Single Premium Immediate Annuities

    Gleaner provides life insurance and fixed annuity solutions to meet your needs. Learn more about how our products can help you protect all of the important things in your life.

    Consult an agent

  • Giving Back
    Give and Grow
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    Make a difference in your community. Give and Grow with Gleaner Life.

    As a faith-based not-for-profit organization, Gleaner helps to better our members' communities by providing the funding to complete volunteer projects. Explore how our members help us to be a major force for good.

    Funded entirely by Gleaner, our arbors or service clubs allow members to get involved in their communities by volunteering and making donations to charitable causes without the hassle of fundraising.

  • Choose Gleaner
    About Us
    Our History
    Member Benefits

    Gleaner Life Insurance Society provides both financial security and volunteer opportunities to members. Our competitive life insurance and annuity products help members to safeguard their dreams now and in the future.

    Much of what makes Gleaner what it is today was set in motion more than 128 years ago when Grant Slocum, a farmer's son, had a vision for a fraternal society that would protect farmers and their families.

    In addition to life insurance and annuity products, Gleaner members and their families enjoy a variety of member benefits, including shopping discounts, scholarship opportunities and family-friendly events.

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Empty-Nesters/Retirees

You've spent a lifetime building your family alongside your dreams. Now, let us help you embark on another set of dreams. In addition to protecting your loved ones now, life insurance and fixed annuities can also guarantee an estate for your heirs.

As they say, the best is yet to come. Click on the considerations below to learn more about protecting whatever comes next in your life.

Passing on your estate

Turning savings into retirement income

Giving your children and grandchildren financial security

Recommended for You

Single-Premium Whole Life

You’ve spent a lifetime getting there: Waiting for that last afternoon meeting, eagerly anticipating that last five o’clock drive home from work and the new opportunities that await you in retirement. Whether you’re already there or still looking forward, it’s time to think about how you’ll pass on a lifetime of savings to your loved ones. Life insurance not only provides tax-deferred growth, but a way to give what you’ve earned to those you love most.

With Endurance Life, you can build a financial gift for family members or a charity close to your heart. This single-premium whole life insurance plan features a guaranteed insurability option, allowing you to purchase additional certificates using savings, maturing CDs, annuities that are out of there surrender period and more.

Learn more about Endurance Life

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Just For Kids®

Give the gift that can last a lifetime: insurability. A one-time premium payment of $125 provides your child or grandchild with immediate life insurance coverage and the option to convert to permanent cash value life insurance later in life—without underwriting.

Learn more about Just For Kids®

Blueprint Level-Premium Whole Life

Blueprint Level-Premium Whole Life provides all the benefits of whole life insurance, including permanent coverage, cash value and dividends.

Learn more about Blueprint Level-Premium Whole Life

Recommended for You

Single premium annuities

If you are nearing or have already reached retirement, you may be wondering how you can turn a lifetime of savings into retirement income.

Fixed annuities provide guaranteed income for life. By building financial security now, you can provide a steady stream of retirement income later when you annuitize. When you are ready to annuitize (usually after retirement), Gleaner will determine the total value of your annuity account and provide a guaranteed income for the rest of your life.

Single-premium deferred annuities like Gleaner's Foundation SP9 are ideal for turning a lump-sum into guaranteed retirement income.

Learn more about annuities

You may also be interested in...

Just For Kids®

Give the gift that can last a lifetime: insurability. A one-time premium payment of $125 provides your child or grandchild with immediate life insurance coverage and the option to convert to permanent cash value life insurance later in life—without underwriting.

Learn more about Just For Kids®

Blueprint Level-Premium Whole Life

Blueprint Level-Premium Whole Life provides all the benefits of whole life insurance, including permanent coverage, cash value and dividends.

Learn more about Blueprint Level-Premium Whole Life

Recommended for You

Just For Kids®

As a parent, you’ve always provided for your children. Now, as they begin their own lives and their own families, you can still provide for them with life insurance. Growing families often sacrifice life insurance coverage in order to make ends meet — unfortunately, growing families have the greatest need for coverage. By purchasing life insurance for your children or grandchildren, you can give them the gift of financial security.

Gleaner’s Just for Kids® life insurance plan, you can provide your grandchildren with guaranteed future insurability. A one-time premium payment of $125 provides your grandchildren with immediate life insurance coverage and the option to convert to permanent cash value life insurance later in life—without underwriting. That means that if their health should change between their first day of preschool and their first day of college, they will still be eligible for the benefits of life insurance protection.

Learn more about Just For Kids®

You may also be interested in...

Just For Kids®

Give the gift that can last a lifetime: insurability. A one-time premium payment of $125 provides your child or grandchild with immediate life insurance coverage and the option to convert to permanent cash value life insurance later in life—without underwriting.

Learn more about Just For Kids®

Blueprint Level-Premium Whole Life

Blueprint Level-Premium Whole Life provides all the benefits of whole life insurance, including permanent coverage, cash value and dividends.

Learn more about Blueprint Level-Premium Whole Life

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Solutions for Life

  • Single
  • Married
  • Family
  • Empty-nesters / Retirees
  • Business Owners

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  • Life Insurance
  • Annuities
  • Consult an agent

Choose Gleaner

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Gleaner Life Insurance Society is domiciled in Adrian, Michigan, and licensed in AZ, FL, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, PA, SC, TN, VA, WI and WV. 

©2016 Gleaner Life Insurance Society