You've spent a lifetime building your family alongside your dreams. Now, let us help you embark on another set of dreams. In addition to protecting your loved ones now, life insurance and fixed annuities can also guarantee an estate for your heirs.
As they say, the best is yet to come. Click on the considerations below to learn more about protecting whatever comes next in your life.
Passing on your estate
Turning savings into retirement income
Securing your income.
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Blueprint Whole Life
You’ve spent a lifetime getting there: Waiting for that last afternoon meeting, eagerly anticipating that last five o’clock drive home from work and the new opportunities that await you in retirement. Whether you’re already there or still looking forward, it’s time to think about how you’ll pass on a lifetime of savings to your loved ones. Life insurance not only provides tax-deferred growth, but a way to give what you’ve earned to those you love most.
With Blueprint Whole Life, you can build a financial gift for family members or a charity close to your heart. This single-premium whole life insurance plan features a guaranteed insurability option, allowing you to purchase additional certificates using savings, maturing CDs, annuities that are out of there surrender period and more.
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Indexed Annuities
Build flexible retirement strategies to fit your needs.

Single Premium Immediate Annuities
Single premium immediate annuities allow you to establish a dependable income stream.
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Single premium annuities
If you are nearing or have already reached retirement, you may be wondering how you can turn a lifetime of savings into retirement income.
Fixed annuities provide guaranteed income for life. By building financial security now, you can provide a steady stream of retirement income later when you annuitize. When you are ready to annuitize (usually after retirement), Gleaner will determine the total value of your annuity account and provide a guaranteed income for the rest of your life.
Single-premium deferred annuities like Gleaner's Foundation MYGAs are ideal for turning a lump-sum into guaranteed retirement income.
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Indexed Annuities
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Single premium immediate annuities allow you to establish a dependable income stream.
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Strategic Choice IUL®
According to a 2024 study by LIMRA and Life Happens, almost half of American adults report that they would feel financial hardship within six months if a primary wage earner were to pass away. In addition to the emotional trauma of losing a spouse, the financial impact of a spouse passing unexpectedly can be devastating.
As a married couple, your financial situation can change quickly. Universal life insurance features flexible premiums, providing permanent life insurance coverage while still being adaptable to your changing needs. With Strategic Choice IUL®, Gleaner’s indexed universal life product, you have some breathing room for unexpected changes, like a big move, a home purchase or a new child.
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Indexed Annuities
Build flexible retirement strategies to fit your needs.

Single Premium Immediate Annuities
Single premium immediate annuities allow you to establish a dependable income stream.