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    You may think that if you’re single, you don’t need life insurance. But do you have aging parents who may need to rely on you someday for financial support? How about major co-signed debt? Have you thought about setting something aside for your own future?

    Learn more about how you can protect your loved ones with life insurance and fixed annuities.

    Married life brings with it a world of joy. It also brings a world of challenges and responsibilities. Whether you're just starting out or you're approaching a major milestone in your marriage, chances are, you have something worth protecting.

    Learn more about protecting your spouse with life insurance and planning for the future with fixed annuities.

    Your family relies on all of your contributions, whether financial or emotional. You may be a breadwinner, but bread isn't the only thing you bring to the table. If the worst should happen, life insurance can help you protect your family even after you're gone.

    Learn more about safeguarding your family's dreams with life insurance.

    You've spent a lifetime building your family alongside your dreams. Now, let us help you embark on another set of dreams. In addition to protecting your loved ones now, life insurance and fixed annuities can also guarantee an estate for your heirs.

    As they say, the best is yet to come. Learn more about protecting whatever comes next in your life.

    Your business is your legacy. You've built it, nurtured it and poured your life into it. Life insurance can help keep your business going if you're gone, providing coverage for buy-sell agreements and in some cases build a cash value that you can borrow against if things get tough.

    Learn how you can protect your great American dream with life insurance.

    If you aren't sure about the amount of life insurance coverage you need, use the life insurance calculator to help get you started.

    This calculator will give you an idea of how much coverage you will want to look into getting to help meet your financial security goals.

  • Products
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    • Term Life Insurance
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    • Flexible Premium Annuities
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    • Single Premium Deferred Annuities
    • Single Premium Immediate Annuities

    Gleaner provides life insurance and fixed annuity solutions to meet your needs. Learn more about how our products can help you protect all of the important things in your life.

    Consult an agent

  • Giving Back
    Give and Grow
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    Make a difference in your community. Give and Grow with Gleaner Life.

    As a faith-based not-for-profit organization, Gleaner helps to better our members' communities by providing the funding to complete volunteer projects. Explore how our members help us to be a major force for good.

    Funded entirely by Gleaner, our arbors or service clubs allow members to get involved in their communities by volunteering and making donations to charitable causes without the hassle of fundraising.

  • Choose Gleaner
    About Us
    Our History
    Member Benefits

    Gleaner Life Insurance Society provides both financial security and volunteer opportunities to members. Our competitive life insurance and annuity products help members to safeguard their dreams now and in the future.

    Much of what makes Gleaner what it is today was set in motion 130 years ago when Grant Slocum, a farmer's son, had a vision for a fraternal society that would protect farmers and their families.

    In addition to life insurance and annuity products, Gleaner members and their families enjoy a variety of member benefits, including shopping discounts, scholarship opportunities and family-friendly events.

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Empty-Nesters/Retirees

You've spent a lifetime building your family alongside your dreams. Now, let us help you embark on another set of dreams. In addition to protecting your loved ones now, life insurance and fixed annuities can also guarantee an estate for your heirs.

As they say, the best is yet to come. Click on the considerations below to learn more about protecting whatever comes next in your life.

Passing on your estate

Turning savings into retirement income

Securing your income.

Recommended for You

Blueprint Whole Life

You’ve spent a lifetime getting there: Waiting for that last afternoon meeting, eagerly anticipating that last five o’clock drive home from work and the new opportunities that await you in retirement. Whether you’re already there or still looking forward, it’s time to think about how you’ll pass on a lifetime of savings to your loved ones. Life insurance not only provides tax-deferred growth, but a way to give what you’ve earned to those you love most.

With Blueprint Whole Life, you can build a financial gift for family members or a charity close to your heart. This single-premium whole life insurance plan features a guaranteed insurability option, allowing you to purchase additional certificates using savings, maturing CDs, annuities that are out of there surrender period and more.

Learn more about Blueprint Whole Life

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Indexed Annuities

Build flexible retirement strategies to fit your needs.

Learn more about Strategic Choice Indexed Annuity®

Single Premium Immediate Annuities

Single premium immediate annuities allow you to establish a dependable income stream.

Learn more about annuities

Recommended for You

Single premium annuities

If you are nearing or have already reached retirement, you may be wondering how you can turn a lifetime of savings into retirement income.

Fixed annuities provide guaranteed income for life. By building financial security now, you can provide a steady stream of retirement income later when you annuitize. When you are ready to annuitize (usually after retirement), Gleaner will determine the total value of your annuity account and provide a guaranteed income for the rest of your life.

Single-premium deferred annuities like Gleaner's Foundation MYGAs are ideal for turning a lump-sum into guaranteed retirement income.

Learn more about annuities

You may also be interested in...

Indexed Annuities

Build flexible retirement strategies to fit your needs.

Learn more about Strategic Choice Indexed Annuity®

Single Premium Immediate Annuities

Single premium immediate annuities allow you to establish a dependable income stream.

Learn more about annuities

Recommended for You

Strategic Choice IUL®

According to a 2024 study by LIMRA and Life Happens, almost half of American adults report that they would feel financial hardship within six months if a primary wage earner were to pass away. In addition to the emotional trauma of losing a spouse, the financial impact of a spouse passing unexpectedly can be devastating.

As a married couple, your financial situation can change quickly. Universal life insurance features flexible premiums, providing permanent life insurance coverage while still being adaptable to your changing needs. With Strategic Choice IUL®, Gleaner’s indexed universal life product, you have some breathing room for unexpected changes, like a big move, a home purchase or a new child.

Learn more about universal life insurance.

You may also be interested in...

Indexed Annuities

Build flexible retirement strategies to fit your needs.

Learn more about Strategic Choice Indexed Annuity®

Single Premium Immediate Annuities

Single premium immediate annuities allow you to establish a dependable income stream.

Learn more about annuities

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Solutions for Life

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  • Empty-nesters / Retirees
  • Business Owners

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Gleaner Life Insurance Society is domiciled in Adrian, Michigan, and licensed in AZ, FL, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, PA, SC, TN, VA, WI and WV. 

©2016 Gleaner Life Insurance Society