In addition to life insurance and annuity products, Gleaner members and their families enjoy a variety of member benefits, including shopping discounts, scholarship opportunities and family-friendly events.
Give and Grow program
Gleaner benefit members are eligible to apply for funded service projects to improve their communities.
Scholarships for Students
The Gleaner Life Insurance Society Scholarship Foundation provides scholarship opportunities for Gleaner members pursuing post-secondary education.
Gleaner offers several member events and discounted travel opportunities each year to places like New England, the Smoky Mountains and Kalahari Resort and Water Park.
Gleaner provides members with exclusive discounts to hundreds of merchants nationwide through PerkSpot. Best of all, it's free to Gleaner members!
The Arbor System
Arbors (Gleaner's local service clubs) provide members with fun opportunities while socializing, volunteering and performing good deeds in their communities.
College Bound Waiver
This waiver allows a Gleaner member who owns an annuity* or Creative Life universal life certificate to pay for college expenses by withdrawing funds without incurring a surrender charge.
Gleaner's terminal dividend endorsement, also known as the Loyalty Bonus, recognizes and rewards members who have held certain universal life, whole life and annuity certificates for more than five years with an additional death benefit.
$1,000 Fraternal Plus Accidental Death Benefit
This benefit provides $1,000 to your designated beneficiary if you should die as a result of an accident.
This waiver allows Gleaner annuity holders to use their accumulated funds to pay some hospital expenses without incurring a surrender charge.
Nursing Home Waiver
This waiver allows Gleaner annuity holders to use their accumulated funds to pay nursing home expenses without incurring a surrender charge.
New Arrival Family Benefit
This benefit provides a $1,000 payment to the parents of a newborn child if the child lives 15 days, but less than 365 days.
This benefit provides funds to an orphaned child when both of his or her parents are Gleaner members.
*The College Bound Waiver is only available on the following annuity plans: Harvest 81 (form #FPDA-06 and state variations), Homestead 81 (form #FPDA8-10 and state variations), Homestead 101 issued between November 1, 2010, and January 4, 2011 (form #FPDA10-10R and state variations), Yield 81 (form #FPDA8-11 and state variations), and Foundation 9 (form #FPDA9-13 and state variations). 1Products no longer available for sale.
Pursuant to the Constitution and By-Laws of Gleaner Life Insurance Society, the Board of Directors reserves the right to change, modify and/or discontinue any provision pertaining to these benefits. While the Society does not anticipate such changes or discontinuance, these benefits cannot be guaranteed.