Strategic Choice Indexed Annuity®

Build your retirement income on your own terms with Strategic Choice Indexed Annuity®. You can allocate premiums to fixed and indexed accounts to maximize long-term growth. Linked to the S&P 500^® Index (Click to read disclosure), the indexed portion features the potential for greater growth, but will not lose value if the market performs poorly. The fixed account allocations feature competitive current interest rates, so both paths lead toward successful retirement savings.

Product Features:

• Issue ages: 0-85

• Minimum initial premium: $1,000 or $100/month ACH

• Surrender charge period: 7 years; 7% in year one, decreasing by one percent each year until zero

• Penalty-free withdrawals: Withdraw up to 10% each certificate year without incurring a surrender charge

• Indexed account

  • Indexed option: S&P 500^® Index
  • Guaranteed minimum floor rate: 0.25%
  • Participation rate bands
    
    • $9,999.99 and below
    • $10,000 to $74,999.99
    • $75,000 and above
      
      
  • Guaranteed minimum participation rate:15%

• Fixed account

  • Fixed account minimum guarantee: 1.00%
  • Interest rate bands
    • $9,999.99 and below
    • $10,000 to $74,999.99
    • $75,000 and above