Your family relies on all of your contributions, whether financial or emotional. You may be a breadwinner, but bread isn't the only thing you bring to the table. If the worst should happen, life insurance can help you protect your family even after you're gone.
Click on the considerations below to learn more about safeguarding your family's dreams with life insurance.
Securing your income.
Coverage for your spouse and children.
Your children's education.
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Strategic Choice IUL®
According to a 2016 study by LIMRA and Life Happens, 1 in 3 households would have immediate trouble paying living expenses if the primary wage earner died. In addition to the emotional trauma of losing a spouse, the financial impact of a spouse passing unexpectedly can be devastating.
As a growing family, your financial situation can change quickly. Universal life insurance features flexible premiums, providing permanent life insurance coverage while still being adaptable to your changing needs. With Strategic Choice IUL™, Gleaner’s indexed universal life product, you have some breathing room for unexpected changes, like a big move, a home purchase or a new child.
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Duration Term
Gleaner Life Duration Term provides coverage when it’s needed most with up to four concurrent term certificates of varying length, which allows premiums to decrease over time.
Blueprint Single-Premium Whole Life
Blueprint Single-Premium Whole Life combines all of the benefits of whole life insurance with the simplicity of a one-time, single-premium payment. Whether purchased on its own or as an additional certificate with your current coverage, Blueprint Single-Premium Whole Life guarantees that your loved ones will have the financial security to face life’s unexpected challenges.
Blueprint Single-Premium Whole Life is built for all life stages. You can begin building financial security and cash value for yourself as well as a child or grandchild. With the ease of a one-time premium payment, you can watch the certificate’s cash value grow tax-deferred over the course of a lifetime.
Strategic Choice Indexed Universal Life®
Life is unpredictable, but that doesn’t mean you can’t afford to carry the type of life insurance that best suits you and your loved ones. Through Strategic Choice IUL®, Gleaner's indexed universal life insurance option, you’ll find a balanced and flexible solution that provides permanent life insurance coverage while building cash value. With flexible premiums, you can even use your certificate’s cash value to pay for your life insurance once a cash value is built up, adjusting your plan as challenges come your way.
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Term life insurance
The bond of a family provides security and strength, but even the strongest families need a backup plan for when the worst happens. Does your family rely on two breadwinners to make ends meet? Do you rely on one parent to stay home and keep things afloat while the other works? Every family is unique, but every family needs life insurance.
With Gleaner Life Family Term, you can economically cover yourself, your spouse and your children with the simplicity of one certificate and a combined premium payment. Even more, you have the option to convert your term life certificate into permanent coverage later in life.
In addition to Gleaner Life Family Term, you can also provide your children with guaranteed future insurability with Gleaner’s Just For Kids® life insurance plan. A one-time premium payment of $125 provides your child with immediate life insurance coverage and the option to convert to permanent cash value life insurance later in life—without underwriting. That means that if their health should change between their first day of preschool and their first day of college, they will still be eligible for the benefits of life insurance protection.
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Duration Term
Gleaner Life Duration Term provides coverage when it’s needed most with up to four concurrent term certificates of varying length, which allows premiums to decrease over time.
Blueprint Single-Premium Whole Life
Blueprint Single-Premium Whole Life combines all of the benefits of whole life insurance with the simplicity of a one-time, single-premium payment. Whether purchased on its own or as an additional certificate with your current coverage, Blueprint Single-Premium Whole Life guarantees that your loved ones will have the financial security to face life’s unexpected challenges.
Blueprint Single-Premium Whole Life is built for all life stages. You can begin building financial security and cash value for yourself as well as a child or grandchild. With the ease of a one-time premium payment, you can watch the certificate’s cash value grow tax-deferred over the course of a lifetime.
Strategic Choice Indexed Universal Life®
Life is unpredictable, but that doesn’t mean you can’t afford to carry the type of life insurance that best suits you and your loved ones. Through Strategic Choice IUL®, Gleaner's indexed universal life insurance option, you’ll find a balanced and flexible solution that provides permanent life insurance coverage while building cash value. With flexible premiums, you can even use your certificate’s cash value to pay for your life insurance once a cash value is built up, adjusting your plan as challenges come your way.
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Single-premium whole life
Like most parents, you’re probably saving to help send your kids to college. With the rising costs of higher education, that’s a daunting task, and one that would be even more difficult if you were to pass unexpectedly. Have you considered how life insurance can help provide for your children’s educational future in your absence?
Endurance Life, Gleaner’s single-premium whole life plan, provides all of the benefits of permanent life insurance coverage with the ease of a one-time premium payment. That means you can take whatever funds you’ve set aside—your own savings, contributions from grandpa and grandma, an exceptionally large tax refund—and purchase Endurance Life. In addition to permanent coverage, Endurance Life builds cash value that you can one day pass on to your children to help them with make their college dreams a reality.
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Duration Term
Gleaner Life Duration Term provides coverage when it’s needed most with up to four concurrent term certificates of varying length, which allows premiums to decrease over time.
Blueprint Single-Premium Whole Life
Blueprint Single-Premium Whole Life combines all of the benefits of whole life insurance with the simplicity of a one-time, single-premium payment. Whether purchased on its own or as an additional certificate with your current coverage, Blueprint Single-Premium Whole Life guarantees that your loved ones will have the financial security to face life’s unexpected challenges.
Blueprint Single-Premium Whole Life is built for all life stages. You can begin building financial security and cash value for yourself as well as a child or grandchild. With the ease of a one-time premium payment, you can watch the certificate’s cash value grow tax-deferred over the course of a lifetime.
Strategic Choice Indexed Universal Life®
Life is unpredictable, but that doesn’t mean you can’t afford to carry the type of life insurance that best suits you and your loved ones. Through Strategic Choice IUL®, Gleaner's indexed universal life insurance option, you’ll find a balanced and flexible solution that provides permanent life insurance coverage while building cash value. With flexible premiums, you can even use your certificate’s cash value to pay for your life insurance once a cash value is built up, adjusting your plan as challenges come your way.
