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    You may think that if you’re single, you don’t need life insurance. But do you have aging parents who may need to rely on you someday for financial support? How about major co-signed debt? Have you thought about setting something aside for your own future?

    Learn more about how you can protect your loved ones with life insurance and fixed annuities.

    Married life brings with it a world of joy. It also brings a world of challenges and responsibilities. Whether you're just starting out or you're approaching a major milestone in your marriage, chances are, you have something worth protecting.

    Learn more about protecting your spouse with life insurance and planning for the future with fixed annuities.

    Your family relies on all of your contributions, whether financial or emotional. You may be a breadwinner, but bread isn't the only thing you bring to the table. If the worst should happen, life insurance can help you protect your family even after you're gone.

    Learn more about safeguarding your family's dreams with life insurance.

    You've spent a lifetime building your family alongside your dreams. Now, let us help you embark on another set of dreams. In addition to protecting your loved ones now, life insurance and fixed annuities can also guarantee an estate for your heirs.

    As they say, the best is yet to come. Learn more about protecting whatever comes next in your life.

    Your business is your legacy. You've built it, nurtured it and poured your life into it. Life insurance can help keep your business going if you're gone, providing coverage for buy-sell agreements and in some cases build a cash value that you can borrow against if things get tough.

    Learn how you can protect your great American dream with life insurance.

    If you aren't sure about the amount of life insurance coverage you need, use the life insurance calculator to help get you started.

    This calculator will give you an idea of how much coverage you will want to look into getting to help meet your financial security goals.

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    Gleaner provides life insurance and fixed annuity solutions to meet your needs. Learn more about how our products can help you protect all of the important things in your life.

    Consult an agent

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    Make a difference in your community. Give and Grow with Gleaner Life.

    As a faith-based not-for-profit organization, Gleaner helps to better our members' communities by providing the funding to complete volunteer projects. Explore how our members help us to be a major force for good.

    Funded entirely by Gleaner, our arbors or service clubs allow members to get involved in their communities by volunteering and making donations to charitable causes without the hassle of fundraising.

  • Choose Gleaner
    About Us
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    Gleaner Life Insurance Society provides both financial security and volunteer opportunities to members. Our competitive life insurance and annuity products help members to safeguard their dreams now and in the future.

    Much of what makes Gleaner what it is today was set in motion more than 128 years ago when Grant Slocum, a farmer's son, had a vision for a fraternal society that would protect farmers and their families.

    In addition to life insurance and annuity products, Gleaner members and their families enjoy a variety of member benefits, including shopping discounts, scholarship opportunities and family-friendly events.

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Family

Your family relies on all of your contributions, whether financial or emotional. You may be a breadwinner, but bread isn't the only thing you bring to the table. If the worst should happen, life insurance can help you protect your family even after you're gone.

Click on the considerations below to learn more about safeguarding your family's dreams with life insurance.

Securing your income.

Coverage for your spouse and children.

Your children's education.

Recommended for You

Strategic Choice IUL®

According to a 2016 study by LIMRA and Life Happens, 1 in 3 households would have immediate trouble paying living expenses if the primary wage earner died. In addition to the emotional trauma of losing a spouse, the financial impact of a spouse passing unexpectedly can be devastating.

As a growing family, your financial situation can change quickly. Universal life insurance features flexible premiums, providing permanent life insurance coverage while still being adaptable to your changing needs. With Strategic Choice IUL™, Gleaner’s indexed universal life product, you have some breathing room for unexpected changes, like a big move, a home purchase or a new child.

Learn more about Strategic Choice IUL®

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Duration Term

Gleaner Life Duration Term provides coverage when it’s needed most with up to four concurrent term certificates of varying length, which allows premiums to decrease over time.

Learn more about Duration Term

Blueprint Single-Premium Whole Life

Blueprint Single-Premium Whole Life combines all of the benefits of whole life insurance with the simplicity of a one-time, single-premium payment. Whether purchased on its own or as an additional certificate with your current coverage, Blueprint Single-Premium Whole Life guarantees that your loved ones will have the financial security to face life’s unexpected challenges.

Blueprint Single-Premium Whole Life is built for all life stages. You can begin building financial security and cash value for yourself as well as a child or grandchild. With the ease of a one-time premium payment, you can watch the certificate’s cash value grow tax-deferred over the course of a lifetime.

Learn more about Endurance Life

Strategic Choice Indexed Universal Life®

Life is unpredictable, but that doesn’t mean you can’t afford to carry the type of life insurance that best suits you and your loved ones. Through Strategic Choice IUL®, Gleaner's indexed universal life insurance option, you’ll find a balanced and flexible solution that provides permanent life insurance coverage while building cash value. With flexible premiums, you can even use your certificate’s cash value to pay for your life insurance once a cash value is built up, adjusting your plan as challenges come your way.

Learn more about Strategic Choice IUL®

Recommended for You

Term life insurance

The bond of a family provides security and strength, but even the strongest families need a backup plan for when the worst happens. Does your family rely on two breadwinners to make ends meet? Do you rely on one parent to stay home and keep things afloat while the other works? Every family is unique, but every family needs life insurance.

With Gleaner Life Family Term, you can economically cover yourself, your spouse and your children with the simplicity of one certificate and a combined premium payment. Even more, you have the option to convert your term life certificate into permanent coverage later in life.

Learn more about Family Term

In addition to Gleaner Life Family Term, you can also provide your children with guaranteed future insurability with Gleaner’s Just For Kids® life insurance plan. A one-time premium payment of $125 provides your child with immediate life insurance coverage and the option to convert to permanent cash value life insurance later in life—without underwriting. That means that if their health should change between their first day of preschool and their first day of college, they will still be eligible for the benefits of life insurance protection.

Learn more about Just For Kids®

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Duration Term

Gleaner Life Duration Term provides coverage when it’s needed most with up to four concurrent term certificates of varying length, which allows premiums to decrease over time.

Learn more about Duration Term

Blueprint Single-Premium Whole Life

Blueprint Single-Premium Whole Life combines all of the benefits of whole life insurance with the simplicity of a one-time, single-premium payment. Whether purchased on its own or as an additional certificate with your current coverage, Blueprint Single-Premium Whole Life guarantees that your loved ones will have the financial security to face life’s unexpected challenges.

Blueprint Single-Premium Whole Life is built for all life stages. You can begin building financial security and cash value for yourself as well as a child or grandchild. With the ease of a one-time premium payment, you can watch the certificate’s cash value grow tax-deferred over the course of a lifetime.

Learn more about Endurance Life

Strategic Choice Indexed Universal Life®

Life is unpredictable, but that doesn’t mean you can’t afford to carry the type of life insurance that best suits you and your loved ones. Through Strategic Choice IUL®, Gleaner's indexed universal life insurance option, you’ll find a balanced and flexible solution that provides permanent life insurance coverage while building cash value. With flexible premiums, you can even use your certificate’s cash value to pay for your life insurance once a cash value is built up, adjusting your plan as challenges come your way.

Learn more about Strategic Choice IUL®

Recommended for You

Single-premium whole life

Like most parents, you’re probably saving to help send your kids to college. With the rising costs of higher education, that’s a daunting task, and one that would be even more difficult if you were to pass unexpectedly. Have you considered how life insurance can help provide for your children’s educational future in your absence?

Endurance Life, Gleaner’s single-premium whole life plan, provides all of the benefits of permanent life insurance coverage with the ease of a one-time premium payment. That means you can take whatever funds you’ve set aside—your own savings, contributions from grandpa and grandma, an exceptionally large tax refund—and purchase Endurance Life. In addition to permanent coverage, Endurance Life builds cash value that you can one day pass on to your children to help them with make their college dreams a reality.

Learn more about Endurance Life

You may also be interested in...

Duration Term

Gleaner Life Duration Term provides coverage when it’s needed most with up to four concurrent term certificates of varying length, which allows premiums to decrease over time.

Learn more about Duration Term

Blueprint Single-Premium Whole Life

Blueprint Single-Premium Whole Life combines all of the benefits of whole life insurance with the simplicity of a one-time, single-premium payment. Whether purchased on its own or as an additional certificate with your current coverage, Blueprint Single-Premium Whole Life guarantees that your loved ones will have the financial security to face life’s unexpected challenges.

Blueprint Single-Premium Whole Life is built for all life stages. You can begin building financial security and cash value for yourself as well as a child or grandchild. With the ease of a one-time premium payment, you can watch the certificate’s cash value grow tax-deferred over the course of a lifetime.

Learn more about Endurance Life

Strategic Choice Indexed Universal Life®

Life is unpredictable, but that doesn’t mean you can’t afford to carry the type of life insurance that best suits you and your loved ones. Through Strategic Choice IUL®, Gleaner's indexed universal life insurance option, you’ll find a balanced and flexible solution that provides permanent life insurance coverage while building cash value. With flexible premiums, you can even use your certificate’s cash value to pay for your life insurance once a cash value is built up, adjusting your plan as challenges come your way.

Learn more about Strategic Choice IUL®

Explore Another Solution

Single
Married
Empty-nesters/Retirees
Business Owners

Solutions for Life

  • Single
  • Married
  • Family
  • Empty-nesters / Retirees
  • Business Owners

Products

  • Life Insurance
  • Annuities
  • Consult an agent

Choose Gleaner

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Gleaner Life Insurance Society is domiciled in Adrian, Michigan, and licensed in AZ, FL, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, PA, SC, TN, VA, WI and WV. 

©2016 Gleaner Life Insurance Society