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    You may think that if you’re single, you don’t need life insurance. But do you have aging parents who may need to rely on you someday for financial support? How about major co-signed debt? Have you thought about setting something aside for your own future?

    Learn more about how you can protect your loved ones with life insurance and fixed annuities.

    Married life brings with it a world of joy. It also brings a world of challenges and responsibilities. Whether you're just starting out or you're approaching a major milestone in your marriage, chances are, you have something worth protecting.

    Learn more about protecting your spouse with life insurance and planning for the future with fixed annuities.

    Your family relies on all of your contributions, whether financial or emotional. You may be a breadwinner, but bread isn't the only thing you bring to the table. If the worst should happen, life insurance can help you protect your family even after you're gone.

    Learn more about safeguarding your family's dreams with life insurance.

    You've spent a lifetime building your family alongside your dreams. Now, let us help you embark on another set of dreams. In addition to protecting your loved ones now, life insurance and fixed annuities can also guarantee an estate for your heirs.

    As they say, the best is yet to come. Learn more about protecting whatever comes next in your life.

    Your business is your legacy. You've built it, nurtured it and poured your life into it. Life insurance can help keep your business going if you're gone, providing coverage for buy-sell agreements and in some cases build a cash value that you can borrow against if things get tough.

    Learn how you can protect your great American dream with life insurance.

    If you aren't sure about the amount of life insurance coverage you need, use the life insurance calculator to help get you started.

    This calculator will give you an idea of how much coverage you will want to look into getting to help meet your financial security goals.

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    Gleaner provides life insurance and fixed annuity solutions to meet your needs. Learn more about how our products can help you protect all of the important things in your life.

    Consult an agent

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    Make a difference in your community. Give and Grow with Gleaner Life.

    As a faith-based not-for-profit organization, Gleaner helps to better our members' communities by providing the funding to complete volunteer projects. Explore how our members help us to be a major force for good.

    Funded entirely by Gleaner, our arbors or service clubs allow members to get involved in their communities by volunteering and making donations to charitable causes without the hassle of fundraising.

  • Choose Gleaner
    About Us
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    Gleaner Life Insurance Society provides both financial security and volunteer opportunities to members. Our competitive life insurance and annuity products help members to safeguard their dreams now and in the future.

    Much of what makes Gleaner what it is today was set in motion more than 128 years ago when Grant Slocum, a farmer's son, had a vision for a fraternal society that would protect farmers and their families.

    In addition to life insurance and annuity products, Gleaner members and their families enjoy a variety of member benefits, including shopping discounts, scholarship opportunities and family-friendly events.

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Business Owners

Your business is your legacy. You've built it, nurtured it and poured your life into it. Life insurance can help keep your business going if you're gone, providing coverage for buy-sell agreements and, in some cases, build a cash value that you can borrow against if things get tough.

Click on the considerations below to learn how you can protect your great American dream with life insurance.

Buy-sell agreements

Coverage for key employees

Retirement accounts for employees

Recommended for You

Term life insurance

When a business partner dies unexpectedly, the remaining partners are often faced with difficult decisions. If you and your partners have a buy-sell agreement, you may need to consider purchasing the deceased partner’s share of the business from his or her heirs. In the event of an unexpected loss, would your business have funds available to keep your business going?

Gleaner Life Succession Term provides coverage for multiple business partners with one premium payment. The loss of a partner can be difficult, but succession term provides security for buy-sell agreements, giving you and your business partners the confidence that funds will be available should the need arise. Succession Term eliminates excess expenses, providing maximum coverage at minimum cost.

Learn more about Succession Term

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Succession Term

Gleaner Life Succession Term provides coverage for multiple business partners with one premium payment.

Learn more about Succession Term

Blueprint Level-Premium Whole Life

Blueprint Level-Premium Whole Life provides all the benefits of whole life insurance, including permanent coverage, cash value and dividends.

Learn more about Blueprint Level-Premium Whole Life

Flexible Premium Annuities

Flexible premium annuities allow you to contribute funds over time, slowly building income for retirement.

Learn more about Foundation 9

Recommended for You

Whole life insurance

Partners are not the only people integral to your company’s success. You may also have talented individuals on your team in whom you’ve invested. If they were to pass unexpectedly, would you struggle to keep business moving forward without them? Do you have a succession plan to deal with the unexpected loss of a key employee?

Whole life insurance provides permanent coverage for employees. In addition, whole life insurance also builds cash value. When the insured employee nears retirement, you could roll this cash value into his or her retirement account. You could also use the cash value to fund a signing bonus for his or her successor. Either way, Gleaner’s Secure Life provides you with peace of mind knowing that your key employees have permanent life insurance coverage.

Learn more about Secure Life Plus

You may also be interested in...

Succession Term

Gleaner Life Succession Term provides coverage for multiple business partners with one premium payment.

Learn more about Succession Term

Blueprint Level-Premium Whole Life

Blueprint Level-Premium Whole Life provides all the benefits of whole life insurance, including permanent coverage, cash value and dividends.

Learn more about Blueprint Level-Premium Whole Life

Flexible Premium Annuities

Flexible premium annuities allow you to contribute funds over time, slowly building income for retirement.

Learn more about Foundation 9

Recommended for You

Fixed annuities

A balanced retirement plan features both variable and fixed assets. While your employees’ 401(k)s may provide both variable assets (like stocks) and fixed assets, only fixed annuities can provide both the guarantee of a minimum interest rate and a permanent stream of retirement income.

Fixed annuities provide a guaranteed minimum interest rate. If you offer your employees a 401(k) retirement account, Gleaner’s Foundation 9 annuity can be an integral add-on, providing the fixed portion of your employees’ retirement. Even more, annuities provide guaranteed income for life. That means that if your employees choose the income for life option when they annuitize, they will continue to receive retirement income even if they have exhausted the funds from their annuity.

Learn more about Foundation 9

You may also be interested in...

Succession Term

Gleaner Life Succession Term provides coverage for multiple business partners with one premium payment.

Learn more about Succession Term

Blueprint Level-Premium Whole Life

Blueprint Level-Premium Whole Life provides all the benefits of whole life insurance, including permanent coverage, cash value and dividends.

Learn more about Blueprint Level-Premium Whole Life

Flexible Premium Annuities

Flexible premium annuities allow you to contribute funds over time, slowly building income for retirement.

Learn more about Foundation 9

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Empty-nesters/Retirees

Solutions for Life

  • Single
  • Married
  • Family
  • Empty-nesters / Retirees
  • Business Owners

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  • Life Insurance
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  • Consult an agent

Choose Gleaner

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Gleaner Life Insurance Society is domiciled in Adrian, Michigan, and licensed in AZ, FL, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, PA, SC, TN, VA, WI and WV. 

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