logo
  • Solutions for Life
    • Find your solution:
    • Single
    • Married
    • Family
    • Empty-nesters/Retirees
    • Business Owners
    • Life Insurance Calculator

    You may think that if you’re single, you don’t need life insurance. But do you have aging parents who may need to rely on you someday for financial support? How about major co-signed debt? Have you thought about setting something aside for your own future?

    Learn more about how you can protect your loved ones with life insurance and fixed annuities.

    Married life brings with it a world of joy. It also brings a world of challenges and responsibilities. Whether you're just starting out or you're approaching a major milestone in your marriage, chances are, you have something worth protecting.

    Learn more about protecting your spouse with life insurance and planning for the future with fixed annuities.

    Your family relies on all of your contributions, whether financial or emotional. You may be a breadwinner, but bread isn't the only thing you bring to the table. If the worst should happen, life insurance can help you protect your family even after you're gone.

    Learn more about safeguarding your family's dreams with life insurance.

    You've spent a lifetime building your family alongside your dreams. Now, let us help you embark on another set of dreams. In addition to protecting your loved ones now, life insurance and fixed annuities can also guarantee an estate for your heirs.

    As they say, the best is yet to come. Learn more about protecting whatever comes next in your life.

    Your business is your legacy. You've built it, nurtured it and poured your life into it. Life insurance can help keep your business going if you're gone, providing coverage for buy-sell agreements and in some cases build a cash value that you can borrow against if things get tough.

    Learn how you can protect your great American dream with life insurance.

    If you aren't sure about the amount of life insurance coverage you need, use the life insurance calculator to help get you started.

    This calculator will give you an idea of how much coverage you will want to look into getting to help meet your financial security goals.

  • Products
    • Life
    • Term Life Insurance
    • Universal Life Insurance
    • Gleaner’s Blueprint Whole Life Series™
    • Just For Kids®
    • Annuities
    • Flexible Premium Annuities
    • Indexed Annuities
    • Single Premium Deferred Annuities
    • Single Premium Immediate Annuities

    Gleaner provides life insurance and fixed annuity solutions to meet your needs. Learn more about how our products can help you protect all of the important things in your life.

    Consult an agent

  • Giving Back
    Give and Grow
    Faith In Action
    Arbors

    Make a difference in your community. Give and Grow with Gleaner Life.

    As a faith-based not-for-profit organization, Gleaner helps to better our members' communities by providing the funding to complete volunteer projects. Explore how our members help us to be a major force for good.

    Funded entirely by Gleaner, our arbors or service clubs allow members to get involved in their communities by volunteering and making donations to charitable causes without the hassle of fundraising.

  • Choose Gleaner
    About Us
    Our History
    Member Benefits

    Gleaner Life Insurance Society provides both financial security and volunteer opportunities to members. Our competitive life insurance and annuity products help members to safeguard their dreams now and in the future.

    Much of what makes Gleaner what it is today was set in motion more than 128 years ago when Grant Slocum, a farmer's son, had a vision for a fraternal society that would protect farmers and their families.

    In addition to life insurance and annuity products, Gleaner members and their families enjoy a variety of member benefits, including shopping discounts, scholarship opportunities and family-friendly events.

  • My Account

800.992.1894

  • Careers
  • Forms
  • Publications
  • Contact Us
  • Secure File Transfer
Married

Married life brings with it a world of joy. It also brings a world of challenges and responsibilities. Whether you're just starting out or you're approaching a major milestone in your marriage, chances are, you have something worth protecting.

Click on the considerations below to learn more about protecting your spouse with life insurance and planning for the future with fixed annuities.

Coverage for your spouse.

Saving for retirement.

Securing your income.

Recommended for You

Term life insurance

It’s important for you to have life insurance coverage should the worst happen, but it’s also important to cover your spouse. But if you are like many budget-conscious couples, you may think there isn’t an affordable way to purchase life insurance coverage for both of you. You may be surprised to learn that, like two out of three Americans, you’re probably overestimating the cost of life insurance by two times.

With Gleaner Life Family Term, you can economically cover yourself and your spouse with the simplicity of one certificate and a combined premium payment. Even more, you have the option to convert your term life certificate into permanent coverage later in life. Gleaner Life Family Term provides affordable, streamlined coverage for married couples without sacrificing flexibility for future needs.

Learn more about Gleaner Life Family Term

You may also be interested in...

Family Term

Gleaner Life Family Term treats your household as it ought to be treated: as one, unified family. By bundling riders, you can economically protect your children with the simplicity of a single certificate and premium payment.

Learn more about Family Term

Strategic Choice Indexed Universal Life®

Life is unpredictable, but that doesn’t mean you can’t afford to carry the type of life insurance that best suits you and your loved ones. Through Strategic Choice IUL®, Gleaner's indexed universal life insurance option, you’ll find a balanced and flexible solution that provides permanent life insurance coverage while building cash value. With flexible premiums, you can even use your certificate’s cash value to pay for your life insurance once a cash value is built up, adjusting your plan as challenges come your way.

Learn more about Strategic Choice IUL®

Flexible Premium Annuities

Flexible premium annuities allow you to contribute funds over time, slowly building income for retirement.

Learn more about Foundation 9

Recommended for You

Fixed annuities

Today, you may be saving for your next vacation, your first home or your growing family. In the blink of an eye, you’ll be remembering those vacations, sharing memories of the home you now own free and clear and looking forward to grandchildren – and retirement will be knocking on your door. It may seem far away, but it’s never too early to start planning for that day. Will you be ready for retirement?

Fixed annuities provide a competitive interest rate. By opening a Foundation 9 annuity today with as little as $1,000, you can watch your money grow over the course of your life through the power of compounding interest. When it’s time for retirement, your annuity can offer guaranteed income for life, meaning you will always have a means of income. The larger your annuity has grown, the higher your guaranteed income will be at retirement.

Learn more about Foundation 9 annuities

You may also be interested in...

Family Term

Gleaner Life Family Term treats your household as it ought to be treated: as one, unified family. By bundling riders, you can economically protect your children with the simplicity of a single certificate and premium payment.

Learn more about Family Term

Strategic Choice Indexed Universal Life®

Life is unpredictable, but that doesn’t mean you can’t afford to carry the type of life insurance that best suits you and your loved ones. Through Strategic Choice IUL®, Gleaner's indexed universal life insurance option, you’ll find a balanced and flexible solution that provides permanent life insurance coverage while building cash value. With flexible premiums, you can even use your certificate’s cash value to pay for your life insurance once a cash value is built up, adjusting your plan as challenges come your way.

Learn more about Strategic Choice IUL®

Flexible Premium Annuities

Flexible premium annuities allow you to contribute funds over time, slowly building income for retirement.

Learn more about Foundation 9

Recommended for You

Strategic Choice IUL®

According to a 2016 study by LIMRA and Life Happens, 1 in 3 households would have immediate trouble paying living expenses if the primary wage earner died.  In addition to the emotional trauma of losing a spouse, the financial impact of a spouse passing unexpectedly can be devastating.

As a married couple, your financial situation can change quickly. Universal life insurance features flexible premiums, providing permanent life insurance coverage while still being adaptable to your changing needs. With Strategic Choice IUL™, Gleaner’s indexed universal life product, you have some breathing room for unexpected changes, like a big move, a home purchase or a new child.

Learn more about Strategic Choice IUL®

You may also be interested in...

Family Term

Gleaner Life Family Term treats your household as it ought to be treated: as one, unified family. By bundling riders, you can economically protect your children with the simplicity of a single certificate and premium payment.

Learn more about Family Term

Strategic Choice Indexed Universal Life®

Life is unpredictable, but that doesn’t mean you can’t afford to carry the type of life insurance that best suits you and your loved ones. Through Strategic Choice IUL®, Gleaner's indexed universal life insurance option, you’ll find a balanced and flexible solution that provides permanent life insurance coverage while building cash value. With flexible premiums, you can even use your certificate’s cash value to pay for your life insurance once a cash value is built up, adjusting your plan as challenges come your way.

Learn more about Strategic Choice IUL®

Flexible Premium Annuities

Flexible premium annuities allow you to contribute funds over time, slowly building income for retirement.

Learn more about Foundation 9

Explore Another Solution

Single
Family
Empty-nesters/Retirees
Business Owners

Solutions for Life

  • Single
  • Married
  • Family
  • Empty-nesters / Retirees
  • Business Owners

Products

  • Life Insurance
  • Annuities
  • Consult an agent

Choose Gleaner

  • About Us
  • Member Benefits
  • Our History
  • News & Events

Giving Back

  • Arbors
  • Faith in Action
  • Find an Arbor

Receive Gleaner news & updates

Contact Us
gleaner@gleanerlife.org
p 800.992.1894 | f 517.265.7745

Privacy Notice

Gleaner Life Insurance Society is domiciled in Adrian, Michigan, and licensed in AZ, FL, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, PA, SC, TN, VA, WI and WV. 

©2016 Gleaner Life Insurance Society