Married life brings with it a world of joy. It also brings a world of challenges and responsibilities. Whether you're just starting out or you're approaching a major milestone in your marriage, chances are, you have something worth protecting.
Click on the considerations below to learn more about protecting your spouse with life insurance and planning for the future with fixed annuities.
Coverage for your spouse.
Saving for retirement.
Securing your income.
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Term life insurance
It’s important for you to have life insurance coverage should the worst happen, but it’s also important to cover your spouse. But if you are like many budget-conscious couples, you may think there isn’t an affordable way to purchase life insurance coverage for both of you. You may be surprised to learn that, like two out of three Americans, you’re probably overestimating the cost of life insurance by two times.
With Gleaner Life Family Term, you can economically cover yourself and your spouse with the simplicity of one certificate and a combined premium payment. Even more, you have the option to convert your term life certificate into permanent coverage later in life. Gleaner Life Family Term provides affordable, streamlined coverage for married couples without sacrificing flexibility for future needs.
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Family Term
Gleaner Life Family Term treats your household as it ought to be treated: as one, unified family. By bundling riders, you can economically protect your children with the simplicity of a single certificate and premium payment.
Strategic Choice Indexed Universal Life®
Life is unpredictable, but that doesn’t mean you can’t afford to carry the type of life insurance that best suits you and your loved ones. Through Strategic Choice IUL®, Gleaner's indexed universal life insurance option, you’ll find a balanced and flexible solution that provides permanent life insurance coverage while building cash value. With flexible premiums, you can even use your certificate’s cash value to pay for your life insurance once a cash value is built up, adjusting your plan as challenges come your way.
Flexible Premium Annuities
Flexible premium annuities allow you to contribute funds over time, slowly building income for retirement.
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Fixed annuities
Today, you may be saving for your next vacation, your first home or your growing family. In the blink of an eye, you’ll be remembering those vacations, sharing memories of the home you now own free and clear and looking forward to grandchildren – and retirement will be knocking on your door. It may seem far away, but it’s never too early to start planning for that day. Will you be ready for retirement?
Fixed annuities provide a competitive interest rate. By opening a Foundation 9 annuity today with as little as $1,000, you can watch your money grow over the course of your life through the power of compounding interest. When it’s time for retirement, your annuity can offer guaranteed income for life, meaning you will always have a means of income. The larger your annuity has grown, the higher your guaranteed income will be at retirement.
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Family Term
Gleaner Life Family Term treats your household as it ought to be treated: as one, unified family. By bundling riders, you can economically protect your children with the simplicity of a single certificate and premium payment.
Strategic Choice Indexed Universal Life®
Life is unpredictable, but that doesn’t mean you can’t afford to carry the type of life insurance that best suits you and your loved ones. Through Strategic Choice IUL®, Gleaner's indexed universal life insurance option, you’ll find a balanced and flexible solution that provides permanent life insurance coverage while building cash value. With flexible premiums, you can even use your certificate’s cash value to pay for your life insurance once a cash value is built up, adjusting your plan as challenges come your way.
Flexible Premium Annuities
Flexible premium annuities allow you to contribute funds over time, slowly building income for retirement.
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Strategic Choice IUL®
According to a 2016 study by LIMRA and Life Happens, 1 in 3 households would have immediate trouble paying living expenses if the primary wage earner died. In addition to the emotional trauma of losing a spouse, the financial impact of a spouse passing unexpectedly can be devastating.
As a married couple, your financial situation can change quickly. Universal life insurance features flexible premiums, providing permanent life insurance coverage while still being adaptable to your changing needs. With Strategic Choice IUL™, Gleaner’s indexed universal life product, you have some breathing room for unexpected changes, like a big move, a home purchase or a new child.
You may also be interested in...
Family Term
Gleaner Life Family Term treats your household as it ought to be treated: as one, unified family. By bundling riders, you can economically protect your children with the simplicity of a single certificate and premium payment.
Strategic Choice Indexed Universal Life®
Life is unpredictable, but that doesn’t mean you can’t afford to carry the type of life insurance that best suits you and your loved ones. Through Strategic Choice IUL®, Gleaner's indexed universal life insurance option, you’ll find a balanced and flexible solution that provides permanent life insurance coverage while building cash value. With flexible premiums, you can even use your certificate’s cash value to pay for your life insurance once a cash value is built up, adjusting your plan as challenges come your way.
Flexible Premium Annuities
Flexible premium annuities allow you to contribute funds over time, slowly building income for retirement.
