Married

It’s important for you to have life insurance coverage should the worst happen, but it’s also important to make sure your spouse in insured. But if you are like many budget-conscious couples, you may think there isn’t an affordable way to purchase life insurance coverage for both of you. You may be surprised to learn that, like two out of three Americans, you’re probably overestimating the cost of life insurance by two times.

With Gleaner Life Value Term, you can economically purchase insurance for yourself and your spouse. Even more, you have the option to convert your term life certificate into permanent coverage later in life. Gleaner Life Value Term provides affordable, streamlined coverage without sacrificing flexibility for future needs.

Today, you may be saving for your next vacation, your first home or your growing family. In the blink of an eye, you’ll be remembering those vacations, sharing memories of the home you now own free and clear and looking forward to grandchildren – and retirement will be knocking on your door. It may seem far away, but it’s never too early to start planning for that day. Will you be ready for retirement?

Fixed annuities provide a competitive interest rate. By opening a Foundation 9 annuity today with as little as $100, you can watch your money grow over the course of your life through the power of compounding interest. When it’s time for retirement, your annuity can offer guaranteed income for life, meaning you will always have a means of income. The larger your annuity has grown, the higher your guaranteed income will be at retirement.

According to a 2024 study by LIMRA and Life Happens, almost half of American adults report that they would feel financial hardship within six months if a primary wage earner were to pass away. In addition to the emotional trauma of losing a spouse, the financial impact of a spouse passing unexpectedly can be devastating.

As a married couple, your financial situation can change quickly. Universal life insurance features flexible premiums, providing permanent life insurance coverage while still being adaptable to your changing needs. With Strategic Choice IUL®, Gleaner’s indexed universal life product, you have some breathing room for unexpected changes, like a big move, a home purchase or a new child.