Blueprint Level-Premium Whole Life brings together the security of traditional whole life insurance and the flexibility of three different payment periods: 10-year pay, 20-year pay and paid up at age 100. With guaranteed level premiums, your payments will never increase, giving you the stability to secure your home, your family and your future. As your life changes, Blueprint Level-Premium Whole Life will be there to protect you and your loved ones with all the benefits of permanent life insurance.
Three ways to pay
10-year pay
With 10-year pay, you only pay premiums for the first 10 years of your certificate’s life. This results in higher premiums, but it means you will have permanent lifetime coverage yet only pay premiums during a 10-year period.
20-year pay
With 20-year pay, you only pay premiums for the first 20 years of your certificate’s life. Premiums will be more affordable than 10-year pay, but higher than paid up at age 100. Your coverage will be permanent and will remain in force for your lifetime.
Paid up at age 100
This is the most traditional way of purchasing whole life insurance. Premiums are payable to age 100, but due to the long-term payment period, premiums will be lower than 10-year or 20-year pay.
Product Features:
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Issue ages:
- 0 to 80 (10-year pay)
- 0 to 75 (20-year pay)
- 0 to 85 (Paid-up at age 100)
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Minimum face amount:
- $25,000 (ages 0-49)
- $10,000 (ages 50 and above)
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Maximum face amount: None (subject to Home Office approval)
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Dividend options:
- Paid-in cash
- Reduced premium
- Paid-up additions
- Accumulate with interest
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Guaranteed Insurability Option: Purchase additional life insurance coverage at regular option dates throughout the life of the certificate. Ask your agent for more details.
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Waiver of Premium: Premiums are waived in the event of permanent disability. Ask your agent for more details.
