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  • Solutions for Life
    • Find your solution:
    • Single
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    You may think that if you’re single, you don’t need life insurance. But do you have aging parents who may need to rely on you someday for financial support? How about major co-signed debt? Have you thought about setting something aside for your own future?

    Learn more about how you can protect your loved ones with life insurance and fixed annuities.

    Married life brings with it a world of joy. It also brings a world of challenges and responsibilities. Whether you're just starting out or you're approaching a major milestone in your marriage, chances are, you have something worth protecting.

    Learn more about protecting your spouse with life insurance and planning for the future with fixed annuities.

    Your family relies on all of your contributions, whether financial or emotional. You may be a breadwinner, but bread isn't the only thing you bring to the table. If the worst should happen, life insurance can help you protect your family even after you're gone.

    Learn more about safeguarding your family's dreams with life insurance.

    You've spent a lifetime building your family alongside your dreams. Now, let us help you embark on another set of dreams. In addition to protecting your loved ones now, life insurance and fixed annuities can also guarantee an estate for your heirs.

    As they say, the best is yet to come. Learn more about protecting whatever comes next in your life.

    Your business is your legacy. You've built it, nurtured it and poured your life into it. Life insurance can help keep your business going if you're gone, providing coverage for buy-sell agreements and in some cases build a cash value that you can borrow against if things get tough.

    Learn how you can protect your great American dream with life insurance.

    If you aren't sure about the amount of life insurance coverage you need, use the life insurance calculator to help get you started.

    This calculator will give you an idea of how much coverage you will want to look into getting to help meet your financial security goals.

  • Products
    • Life
    • Term Life Insurance
    • Universal Life Insurance
    • Gleaner’s Blueprint Whole Life Series™
    • Just For Kids®
    • Annuities
    • Flexible Premium Annuities
    • Indexed Annuities
    • Single Premium Deferred Annuities
    • Single Premium Immediate Annuities

    Gleaner provides life insurance and fixed annuity solutions to meet your needs. Learn more about how our products can help you protect all of the important things in your life.

    Consult an agent

  • Giving Back
    Give and Grow
    Faith In Action
    Arbors

    Make a difference in your community. Give and Grow with Gleaner Life.

    As a faith-based not-for-profit organization, Gleaner helps to better our members' communities by providing the funding to complete volunteer projects. Explore how our members help us to be a major force for good.

    Funded entirely by Gleaner, our arbors or service clubs allow members to get involved in their communities by volunteering and making donations to charitable causes without the hassle of fundraising.

  • Choose Gleaner
    About Us
    Our History
    Member Benefits

    Gleaner Life Insurance Society provides both financial security and volunteer opportunities to members. Our competitive life insurance and annuity products help members to safeguard their dreams now and in the future.

    Much of what makes Gleaner what it is today was set in motion 130 years ago when Grant Slocum, a farmer's son, had a vision for a fraternal society that would protect farmers and their families.

    In addition to life insurance and annuity products, Gleaner members and their families enjoy a variety of member benefits, including shopping discounts, scholarship opportunities and family-friendly events.

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Living Benefit Riders

Available on all single-premium whole life products, Living Benefit Riders provide a payout of a portion of the certificate’s death benefit when the insured faces a chronic, critical or terminal illness. It’s our way of being there for you when you need us most. As a member-owned, not-for-profit organization, Gleaner provides these options for no additional premium.

Chronic Illness Rider

Provides financial support when a covered chronic illness prevents the insured from performing basic day-to-day tasks like bathing and dressing; can be exercised up to three times as needed.

  • Available for issue ages 0-70
  • Minimum payout of $2,500
  • Maximum payout of 25% of the certificate's face amount, not exceeding $50,000
  • Up to three annual payouts permitted, with a total maximum of $100,000

Critical Illness Rider

Provides financial support in the event of a major health crisis, guaranteeing that funds are available in the face of a covered critical illness.

  • Available for issue ages 0-70
  • Minimum payout of $2,500
  • Maximum payout of 25% of the certificate's death benefit, not exceeding $100,000
  • One-time occurrence

Terminal Illness Rider

Provides an early payout of a portion of the certificate's face amount if the insured is considered terminally ill, minimizing end of life financial strains.

  • Available for all issue ages
  • Minimum payout of $2,500
  • Maximum payout of half the certificate's face amount, not exceeding $500,000
  • One-time occurrence

Living Benefit Riders available at no additional premium based on underwriting and the age of the insured; combined maximum rider amounts apply across all life insurance products.

 Products featuring Living Benefit Riders
 Blueprint Whole Life
 

 

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Contact Us
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Gleaner Life Insurance Society is domiciled in Adrian, Michigan, and licensed in AZ, FL, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, OH, PA, SC, TN, VA, WI and WV. 

©2016 Gleaner Life Insurance Society